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Commercial Umbrella Insurance

Commercial Umbrella Insurance Information

Umbrella and Excess Liability Insurance

Additional layers of protection for businesses all sizes

Savvy business owners consider several different commercial insurance policies to protect their businesses. But, what do you do if something happens that results in higher bills than what your current policy covers? Commercial umbrella insurance can come to the rescue under such circumstances.

What are the benefits of commercial umbrella insurance?

Once your claim reaches your policy’s limits, your umbrella insurance helps cover the rest. Think of this policy as a literal umbrella perched above your underlying policies to add an extra layer of protection.

For example, say you have $1 million in coverage from your standard business insurance policies. If you face a legal settlement of $1.5 million, an umbrella policy will cover the additional $500,000.

We live in a litigious society. Lawsuits can cost a business millions. This coverage is a prudent decision to protect you against possible lawsuits. The high costs of a lawsuit can catch a business off-guard. But, umbrella insurance can keep you from permanently closing your doors.

If you want higher policy limits, umbrella insurance is an affordable way to get them. This is because you don’t have to raise the limits on your other individual policies. It is important to know that umbrella insurance will extend coverage limits on errors and omissions or professional liability policies if specified.

Learn more about umbrella insurance

Want to learn more about how commercial umbrella insurance can protect your business? We can help. Contact us today at (877) 868-8063 or (281) 395-5497 or just click the button below to receive a quote.

                                                                                                                             Commercial Umbrella Insurance


5503 4th St | Katy, TX 77493 | 281.395.5497 | policyinfo@gandhfinancial.com

Serving HoustonKatyThe Woodlands and all of Texas.

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