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Wedding and Special Events Insurance

A wedding is a joyous occasion, but the days leading up to it can be stressful. Have you ever had nightmares about what might go wrong on your big day?

Unfortunately, some of those nightmares can become all too real. A bride's most common "nightmare" is usually dress-related. Maybe the dress is damaged or defective, or the bridal salon botches the biggest investments you'll ever make. (The average U.S. wedding is $27,000*). You'd protect your car. Why not protect your wedding?

The Wedding Protector Plan has coverage for transportation shut down. If the honorees, parents or grandparents of the honorees, or even the officiator, are unable to attend the wedding due to involuntary non-appearance (i.e.: a transportation shutdown, a sudden illness or death, a call to duty, or a withdrawal of leave) the Wedding Protector Plan can provide coverage under Cancellation and Postponement. It can also provide assistance for a last minute change to travel plans for honorees and covered family members.

You've put your heart, your time, and your money into your wedding. Don't let any mishaps — from the bridal salon losing your dress to the caterer backing out to severe weather rolling in — from ruining your special day. Protect it with wedding insurance.
Wedding Dress
Travelers Wedding Protector Plan can cover:

  • Cancellation or postponement
  • Additional expenses
  • Wedding photographs/video
  • Wedding gifts
  • Special attire
  • Special jewelry
  • Lost deposits
  • Liability insurance (optional coverage)
  • Liquor liability insurance ( optional coverage)


Click here for coverage details



Wedding receptionSpecial Events Insurance for small parties or large gatherings

We partner with Travelers Insurance to help protect the investments you've made for your special event through the Wedding Protector Plan with the same coverages for the same coverages for the same rate. We provide coverage for the following types of events through the Wedding Protector Plan:
  • Anniversary parties
  • Birthday parties
  • Bar mitzvah
  • Graduations
  • Retirements
  • Many more



    • Wedding Cake
      How much will it cost?

      For as little as $160... You can help ensure you goes as planned.
      Calculate the cost here

      Request a Quote

      Purchase Now

      As long as your wedding day is more than 14 days away, there's still time to insure the day of your dreams. Make your purchase online and we'll email your policy. It's simple, fast and convenient!





      Frequently Asked questions

      Q: Do I have to be a U.S. resident to obtain coverage?
      A: Yes, the purchaser must live in the U.S. and be a U.S. resident (Residents of Alaska may not purchase coverage).

      Q: Does my wedding have to be in the U.S.?
      A: No. You are covered if your ceremony and reception are held in the U.S., Canada, Puerto Rico, a U.S. Territory, or aboard a cruise ship departing a port in one of these locations. For a nominal extra premium, you also may insure ceremonies and receptions held in the United Kingdom, Mexico, the Caribbean Islands, or cruises departing one of these locations (except for Cuba or Haiti). Please note, liability coverage is not available in these extended territories.

      Q: How old do I have to be to get coverage?
      A: The purchaser, bride and groom must be at least 18 years old.

      Q: Basically, what does the Wedding Protector PlanSM cover?
      A: The plan can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.
      You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your Wedding Protector PlanSM.

      Q: What's not covered?
      A: The Wedding Protector PlanSM typically covers things beyond your control. So, for example, if you or your fiance decide not to get married, you are not covered.
      Of course, you will want to familiarize yourself with other details about what is and is not covered before you purchase your Wedding Protector PlanSM.

      Q: Am I covered in case of bad weather on my wedding day?
      A: The Wedding Protector PlanSM makes a distinction between a rainy day and truly severe weather, like a hurricane. If it rains on your wedding day, you are not covered. However, if for example, a hurricane causes you to postpone, we can provide reimbursement for non-recoverable expenses.

      Q: My fiancé is in the military? What if he/she is called up right before the wedding?
      A: If circumstances beyond your control (for example, an unforeseen deployment) cause you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

      Q: Do I have to buy liability insurance?
      A: You are not required to elect liability coverage as part of your Wedding Protector PlanSM. However, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance.

      Q: Basically, what does liability insurance cover?
      A: Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. You also have the option to include liquor liability coverage, which protects you and your immediate family from alcohol-related accidents caused by a guest of your wedding.

      Q: Can I get liability insurance for my wedding without buying the Wedding Protector PlanSM?
      A: No, Travelers does not sell stand-alone wedding liability insurance. Liability coverage is offered as an endorsement to the Wedding Protector PlanSM.

      Q: Doesn't my homeowners insurance provide liability protection?
      A: It may or may not cover you. You may want to talk to an insurance agent to decide how best to cover your liability exposure.

      Q: Why might I choose Travelers' wedding insurance over another plan?

      A:

      • No deductible—If you have a claim, there is no deductible. That means covered losses are paid from the first dollar up to the applicable limit.
      • Fair price—Shop around. You will find the Wedding Protect PlanSM premium compares favorably with other policies. Calculate your premium.
      • Easy application—You can apply in a matter of minutes and have your policy via email. Purchase.
      • Agent support—If you care to discuss your needs before you buy, we are here for you.
      • Trusted source—You have a nationally known and respected insurer, Travelers, standing behind your policy. check out Travelers.com.

      Q: Do I have to apply online?
      A: No. If you prefer, you can call us at 281-395-5497 or click here to
      contact us.

      Q: Do I have to pay via credit card?
      A: A credit card is required for online purchases.

      Q: When is the right time to purchase my insurance?
      A: You can buy your policy as soon as you begin spending towards your wedding.





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