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Financial Services

Financial Services Information

Financial Services and Institutions Insurance

Insurance for Your Financial Institution

Whether you own a small community bank or one of the largest national banks with offices worldwide, you want to maintain capital and be staffed appropriately to deliver quality service to your customers.

G & H Financial Insurance has years of experience partnering with financial institutions, so we understand your business. Our programs are designed to protect everything from your staff and ATMs to repossessed autos.

Your business will also benefit from risk control resources that address your most pressing exposures, from slips, trips, and falls and call center ergonomics to growing threats like identity theft.

We work with a wide range of financial institutions, including:

  • Asset managers
  • Banks
  • Community banks
  • Credit unions
  • Diversified financial institutions
  • Financial companies
  • Hedge funds
  • Insurance companies, agents and brokers
  • Investment firms and advisors
  • Managed care organizations
  • Mortgage bankers
  • Mortgage brokers
  • Mutual funds
  • National banks
  • Private equity firms
  • Venture capital firms

If you run a financial services firm, you know exactly how vital the right insurance portfolio is to your business's continuation. As a provider of financial services, your first priority is to secure errors and omissions insurance. This policy helps to provide the resources you need to defend yourself against claims brought due to real or imagined negligence.

E&O Insurance

Financial planners, advisors agents and brokers walk a fine line when helping their clients secure investment and insurance products. It's easy for clients to misunderstand the information as presented and, when their products don't perform the way they expected them to, to sue their financial services provider. An E&O policy not only helps you defend yourself in the event you are sued, but it may also pay claims (within limits) that are awarded to your clients. In addition, should you make a mistake when filling out documents or disclosing information to clients, the policy will once again step in and help as long as the mistake was not due to fraud or willful negligence.

Industry Specific Coverages

  • Bankers Professional E&O Liability
  • Cyber Crime
  • Cyber Liability
  • Directors & Officers (D&O) Liability
  • Employment Practices Liability
  • Errors & Omissions Liability (E&O)
  • Fidelity Bonds
  • Fiduciary Liability
  • General Liability
  • Kidnap Ransom and Extortion
  • Lender Liability
  • Outside Directorship Liability
  • Professional & Management Liability for asset managers and funds
  • Workplace Violence Expense

Financial services firms must also consider their need for general liability protection, auto liability and property insurance for the building, its contents, and any automobiles owned by (or used on behalf of) the business.

To fund a buy sell agreement between partners, a firm might consider a life insurance policy or, if the firm has any key employees who provide expertise that would be hard to replace, key person insurance.

Finally, business continuation insurance provides an affordable way to help ease the burden of operating the business from a remote location should you be unable to access or utilize your normal location. 

At G & H Financial Insurance we want to make sure your business can operate smoothly without interruption which is why we work with our carrier's to provide you helpful risk management programs. Contact us for details on how we can help you with your financial services business insurance at 281-395-5497 or
submit a request to have an agent contact you.


5503 4th St | Katy, TX 77493 | 281.395.5497 | policyinfo@gandhfinancial.com

Serving HoustonKatyThe Woodlands and all of Texas.

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