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Retail Business Insurance

Whether you are a retailer of clothes, furniture, or automotive supplies, you need to feel confident that your customers, employees, and property are protected. Our carrier's have the coverages and services to protect your customers while they shop, your employees as they set up displays, and the inventory you keep in your storeroom.

In addition to our coverage options, our risk control services are designed to proactively mitigate the risk you face. Our specialists can help you safeguard your retail business against a variety of retail exposures such as slips, trips, and falls, shoplifting, and employee injury.

Our team will discuss your operations and review your exposures carefully to insure you are receiving the best coverage fit for your business. You can us to provide a carrier that will protect both your inventory and your reputation, and help minimize business interruption if you have to file a claim.

We insure a wide variety of retail businesses, from local shop owners to large national franchise retailers, including:

  • Antique shops
  • Art supply stores
  • Automotive parts and supply stores
  • Bakeries
  • Bike and sporting goods stores
  • Book and magazine stores
  • Catalog and mail-order stores
  • Clothing and accessories stores (Men's, women's and children's)
  • Direct selling establishments
  • Drug stores
  • Electronic stores
  • Florists
  • Food stores
  • Furniture and home furnishings stores
  • Gift, novelty, and souvenir shops
  • Grocery stores and supermarkets
  • Gun stores
  • Hardware stores
  • Hobby, toy, and game stores
  • Home medical equipment dealers
  • Household appliance stores
  • Jewelry stores
  • Liquor stores
  • Musical instrument stores
  • Sewing, needlework and goods stores
  • Shoe / footwear stores

Industry Specific Coverages:

  • Liquor liability
  • Crime
  • Employee dishonesty
  • Spoilage or food contamination
  • Bailees coverage

At G & H Financial Insurance we want to make sure your business can operate smoothly without interruption which is why we work with our carrier's to provide you helpful risk management programs. Contact us for details on how we can help you with your retail business insurance at 281-395-5497 or submit a request to have an agent contact you

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