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Home > Business > Equipment Breakdown Insurance Coverage

Protecting Your Business Against Equipment Breakdown

Equipment and technology are crucial to keep your business running. If your equipment were to fail, your business would likely suffer.
Although your business is protected against external causes of damage — such as fire — under standard 
property insurance, losses resulting from equipment failure — such as a short circuit or power surge — may not be covered. But you and your business still can be! The insurance companies that work with G & H Financial Insurance Services offer both packaged and stand-alone equipment breakdown coverage.


Types of equipment covered include:

  • Boilers
  • Computers and telecommunications systems
  • Diagnostic equipment
  • Mechanical and electrical equipment
  • Pressure vessels
  • Production machinery
  • Refrigeration and air-conditioning equipment

Coverage Options

Equipment breakdown insurance can cover repair costs, lost income as a result of a temporary business shutdown, extra expenses a business might incur while equipment is being fixed and even the lost value of spoiled or contaminated products. If your business incurs additional expenses because normal operations are interrupted by an off-site equipment-related issue, equipment breakdown insurance can also cover those expenses.

Dedicated Support for Complex Programs

No matter how complex the needs of your business, G & H Financial Insurance Services can help protect you against the financial damages incurred by faulty equipment. Our dedicated team focuses on all aspects of equipment breakdown insurance — including underwriting, risk engineering, and claims — in order to ensure you have the right coverage and services.

We also offer on-site visits with our in-house risk engineering consultants, who can help you meet your jurisdictional obligations and offer recommendations to further protect your equipment and property against risks.

G & H Financial Insurance represents some of the best insurance companies in the country, and we can provide the best insurance at a competitive price. Please call (877) 868-8063 or (281) 395-5497 to learn more about the policies we provide, or just click the button below to receive a quote.


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Contact us 5503 4th St.
Katy, TX 77493

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