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Specialized Insurance for Cultural Institutions

Today's cultural institutions face unique risks beyond traditional slips and falls that range from accusations of abuse and molestation, event emergencies, employee theft, and much more. Our specialized insurance programs for cultural institutions offer top rated comprehensive coverage at very competitive rates. We offer insurance for a wide variety of cultural institutions:

  • Aquariums
  • Arboretums
  • Arts & cultural organizations
  • Art museums
  • Botanical gardens
  • Children's science & technology museums
  • Corporate libraries
  • History museums
  • Historic sites and buildings
  • Historical societies
  • Law libraries
  • Libraries
  • Museums
  • Nature centers
  • Planetariums & observatories
  • Private libraries
  • Public libraries
  • Religious organizations
  • Research libraries
  • Zoos

Industry Specific Coverages

  • Blanket limits with agreed value is available
  • Coverage for fine arts while out on loan to other or on exhibition
  • Coverage is included for guest personal property, foundations, underground pipes, flues, and drains
  • Emergency event management coverage
  • Enhanced property forms tailored for cultural institutions and historical buildings
  • Fine arts coverage
  • Inland marine (Collections coverage/Transit coverage)
  • Management liability (D&O for nonprofit and private companies)
  • Ocean cargo (worldwide coverage)
  • Professional liability (Curators E&O)
  • Restoration, retouching, conservation coverage
  • Sexual misconduct and sexual molestation coverage
  • Shared single deductible
  • Specialized dedicated claims adjusters
  • Wall to wall coverage including while items are in transit and on loan
  • World wide coverage

At G & H Financial Insurance we want to make sure your business can operate smoothly without interruption which is why we work with our carriers to provide you helpful risk management programs. Contact us for details on how we can help you with your cultural institution business insurance at 281-395-5497 or submit a request to have an agent contact you.

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