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Specialized Insurance for Craft Breweries & Distilleries
Craft brewery insurance

Protecting Your Craft Brewery or Distillery

Spoilage, recalls and liquor liability are all concerns for craft brewers. Our carriers' specialized craft brewery insurance programs offer top-rated coverage at very competitive rates. Our experts focus on protecting your business from the risks unique to the craft brewing industry, so that you can focus on what you do best: brewing quality beer such as ales, porters, stouts and lagers. We provide insurance for operations that are just starting up as well those that are well established. Here are few of the breweries we offer insurance for:

 TX Craft Brewers Guild

Texas Distilled Spirits Association

Allied Trade Member   Trade Member
  • Microbreweries
  • Regional craft breweries 
  • Regional breweries
  • Contract breweries
  • Selected breweries
  • Craft distilleries
  • Craft hard cideries
  • Brew pubs
  • Meaderies
  • Wineries
  • Beverage shops
  • Coverage available for tasting rooms, restaurants, and lounges
  • And many more eligible operations

Our Craft Brewery & Distillery package policy offers sub-limits to address the specific needs of the operations from processing water, contamination & adulteration, to product withdrawal expense, along with the flexibility to tailor specific coverage enhancements for unique risks. These comprehensive coverages are cost-effective, convenient and allow us to help tailor your craft brewer's insurance policy to meet your needs.

Specialized coverage and endorsements for craft breweries & distilleries include:

  • Equipment breakdown coverage
  • Contamination & adulteration coverage
  • Spoilage coverage
  • Property in transit coverage
  • Beverage leakage coverage
  • Aggregate limits per location provided in our general liability broadening coverages
  • Product withdrawal expense
  • Broadened definition of building to include equipment
  • Processing water extra expense
We offer craft brewery & distillery industry coverage products and policies to help protect their property, autos, employees, and customers:
  • Commercial package policy
  • Commercial property
  • Commercial general liability
  • Commercial auto
  • Commercial excess and umbrella liability
  • Workers compensation
  • Employment practices liability
  • Inland marine (Transit coverage)
  • Ocean cargo
  • Errors & omissions liability
  • Fidelity & crime
  • Employee dishonesty
  • Cyber risk
  • Liquor liability
  • Commercial surety bond (Alcohol tax bond)

Helpful Risk Management Resources:

 At G & H Financial Insurance we want to make sure your business can operate smoothly without interruption which is why we work with our carriers to provide you helpful risk management programs. Contact us for details on how we can help you with your craft brewery business insurance at 281-395-5497 or submit a request to have an agent contact you.


5503 4th St | Katy, TX 77493 | 281.395.5497 | policyinfo@gandhfinancial.com

Serving HoustonKatyThe Woodlands and surrounding areas in Texas.

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