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Auto Service and Repair Shop Garage Insurance

Do you have a reputation for working mechanical magic on imported cars? Perhaps your shop is earning social media kudos for repairs on bodies, mufflers, transmissions, exhausts or windshields. Maybe you stay busy with a steady stream of customers at your car wash or quick lube and oil change chain.

Whatever automotive service you provide, there’s never enough time to think about insurance. G & H Insurance understands — we are small business owners, too. And that’s why we are here to provide support whether you’re choosing a policy or filing a claim.

Drivers depend on you to get them back on the road quickly. But unexpected problems, such as fire, theft and employee injury, can stall your business with costly interruptions. The auto service insurance products G & H Insurance provides protects you from these and other risks, so you're ready when your customers need you the most.

G & H Insurance offers custom auto repair shop coverage for nearly all automotive service operations, including:

  • Auto body repair, auto glass repair and auto paint shops (collision centers)
  • Car washes
  • Carburetor repair, emissions testing and muffler shops
  • Cleaning and detailing shops, car audio and accessory companies
  • General automotive service, electrical and ignition service or repair
  • Quick lubes, radiator repair and transmission service centers
  • Air conditioning system service or repair
  • Tire dealers
  • Auto parts retail stores
  • Automotive restoration shops

Industry Specific Coverages - Coverage Recommendations

  • Mechanic's Errors & Omissions Liability
  • Garage Keepers Liability
  • General Liability
  • Hired & Non-Owned Auto Liability
  • Business Auto Insurance
  • Property Insurance
  • Employee Dishonesty
  • Crime
  • Employment Practices Liability
  • Umbrella/Excess Liability
  • Business Interruption
  • Equipment Breakdown

One-Stop Shopping

G & H Insurance's wide range of commercial insurance products makes your life easier because you work with just one agency while work with various insurance companies. In addition to auto repair shop insurance, we also offer business umbrella, equipment breakdown and business interruption policies that give you added protection. We can help you determine the right coverages for your business and explain the many discounts that may be available to you. Contact us today at 281-395-5497 or submit a request to have an agent call you.

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