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G & H Financial Insurance Services, Inc. Blog: insurance

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  Retailers, like all businesses, are required by the Occupational Safety and Health Administration Act [1]  to provide a safe and healthy work environment for all employees. The best way to protect employees from harm is to institute a comprehensive safety program and make sure all em... READ MORE >>

Your brewery may have its roots in your passion for craft beer, but in order to succeed as a business, you’re going to need more than that: you’re going to need a strong (and flexible) brewery business plan. Why “flexible?” Think of your brewery’s business plan as a “living document. READ MORE >>

According to the Occupational Safety and Health Administration (OSHA), more workers are injured in the healthcare and social assistance sector than any other.[1] Even more sobering, the industry has one of the highest rates of work-related injuries and illnesses, which can have many negative re... READ MORE >>

Like all businesses, dental and orthodontia practices are required by the Occupational Safety and Health Administration (OSHA) to promote safe and healthy working conditions.[1]  While there are currently no specific OSHA standards for the dental industry, there are numerous biological, c... READ MORE >>

Owning a restaurant can be a risky business, especially if potential workplace hazards are not identified and addressed. That’s why it is important for restaurateurs to have an injury risk management plan. READ MORE >>

Information provided by the Brewers Association   While craft brewers strive to manufacture and ship the highest quality beer, which is in compliance with Alcohol and Tobacco Tax and Trade Bureau (TTB) and state regulations, it is possible for a product to enter the market that is mislabeled or could cause adverse health effects. READ MORE >>

Learn Basic Guidelines Information provided by the Brewers Association. Brewery labs do not have to be complex, but it is important to understand the implications of material, site, and equipment selection. READ MORE >>

Of the nearly 3 million nonfatal workplace injuries and illnesses reported by private industry employers[1] in 2016, 19,740 occurred in the food manufacturing industry[2]. Population growth puts unrelenting demands on the multi-billion-dollar food manufacturing industry and its workers. READ MORE >>

Every year, nearly three million workers experience a workplace injury or illness,[1] taking them away from work for an average of eight days[2]. When employees get sick or hurt on the job, workers’ compensation insurance helps them get the medical care they need and provides a portion of their lost wages while they recover. READ MORE >>

Many businesses have products, supplies or even property elements prone to contamination. Whether you’re a retailer or a manufacturer, contamination is a serious expense. Before settling on business insurance, consider whether contamination insurance is right for you. The Hidden Costs of Contamination READ MORE >>

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