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G & H Financial Insurance Services, Inc. Blog: insurance

View the latest blog posts from G & H Financial Insurance Services, Inc..

  What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you with adequate protection. READ MORE >>

  Nearly every occupation requires its workers to dress the part. Lawyers wear suits, doctors wear white coats and fast-food workers wear uniforms. But the more dangerous a job is, the more necessary the addition of personal protective equipment (PPE) becomes, and the responsibility to provide it falls solely on business owners. READ MORE >>

 Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>

 Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. READ MORE >>

On-the-job injuries and illnesses happen every day in a variety of workplaces across the United States. The latest data from the U.S. Bureau of Labor Statistics shows nearly 3 million American workers got hurt on the job in 2017. But how many injuries or illnesses at work rise to the level of needing to involve an insurance company? READ MORE >>

Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there's no one-size-fits-all solution to business insurance. READ MORE >>

  If you want to start a small business, you should not be afraid to take a few risks. In many cases, taking a risk is the only way that you can truly achieve success. However, this doesn't mean that you should take risks for no reason. In fact, it is smart to reduce risks wherever and however possible. READ MORE >>

Craft brewers can spend hours in search of that perfect balance of hops and malt, sampling new ingredients and dreaming up the next distinctive signature beers. Part art, part science and all passion, many craft breweries are growing into larger operations, adding taprooms and expanding their distribution. READ MORE >>

There is both financial and reputational risk associated with running your own business. Therefore, it is essential that you insure your organization and your employees to protect yourself. Unfortunately, there are many mistakes that small business owners commit when buying an insurance policy. READ MORE >>

                                To successfully execute food safety measures and develop a culture of food safety in your restaurant, your entire team must diligently participate. READ MORE >>

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