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G & H Financial Insurance Services, Inc. Blog: insurance

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Businesses buy business insurance to help them cover the costs incurred from liability claims and property damage. A business owner without adequate coverage may have to pay for legal claims and costly damages out-of-pocket. Depending on how the severity of the incident, a company may end up going out of business. READ MORE >>

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>

There are more than seven thousand craft breweries operating in the United State today, and each one of them faces unique risks and challenges due to the complex process of brewing beverages like beer, cider, seltzer, and more. A successful brewery will understand those risks and do whatever it can to minimize them. READ MORE >>

Business Insurance helps protect business and small business owners, like you, from financial losses. These losses can be caused by a variety of risk to your property. Covered risk include: Accidents Theft Property damage Professional errors Lawsuits READ MORE >>

On-the-job injuries can happen at any time in any industry, causing harm to both employees and employers. In fact, private industry employers reported 2.9 million nonfatal workplace injuries and illnesses in 2016, according to the U.S. Bureau of Labor Statistics’ most current data. That equates to 2. READ MORE >>

From a start-up to an established business; from zero to 10+ employees - every small business needs insurance. With over 30 years of experience, we have been helping small businesses prevail when the unexpected strikes. We offer property & general liability, workers' compensation and business auto coverages at a competitive price. READ MORE >>

  Retailers, like all businesses, are required by the Occupational Safety and Health Administration Act [1]  to provide a safe and healthy work environment for all employees. The best way to protect employees from harm is to institute a comprehensive safety program and make sure all em... READ MORE >>

Your brewery may have its roots in your passion for craft beer, but in order to succeed as a business, you’re going to need more than that: you’re going to need a strong (and flexible) brewery business plan. Why “flexible?” Think of your brewery’s business plan as a “living document. READ MORE >>

According to the Occupational Safety and Health Administration (OSHA), more workers are injured in the healthcare and social assistance sector than any other.[1] Even more sobering, the industry has one of the highest rates of work-related injuries and illnesses, which can have many negative re... READ MORE >>

Like all businesses, dental and orthodontia practices are required by the Occupational Safety and Health Administration (OSHA) to promote safe and healthy working conditions.[1]  While there are currently no specific OSHA standards for the dental industry, there are numerous biological, c... READ MORE >>

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