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protecting family and homeWhat Does Home Insurance Cover?

Home insurance is a necessary protection for possibly the largest investment in your life. If you have recently bought a home and owe a mortgage, it is possible that your lender requires you to have home insurance. However, even if your home is paid in full, having an insurance protection is needed. There are many circumstances that can happen where home insurance is needed. Just a few examples are:
  • If a visitor in your home sustains an injury, your policy can help pay the medical bills.
  • If the bathtub on your second floor floods your bottom floor living room, home insurance will cover the damage. Also, if a big storm comes through and a limb falls from the 50 year old tree in your front yard into your kitchen, your policy will cover the damage it causes to your home. However, if you live in a flood prone area, extra flood insurance may be necessary.
  • If someone breaks into your home and steals your TV, computer and gun collection, home insurance will cover their replacement. Your home's contents are covered by your policy.
  • If your college-aged child is taking classes full time and younger than 24, your home insurance will cover their belongings while they live in the dorms. If they live in an apartment, you will need to look into renters insurance.

Houston, TX

Houston is the largest city in Texas and is surrounded by The Woodlands, Katy, Fulshear, Richmond, Cypress, Spring and Montgomery. In the 2010 U.S. Census, Houston had a population of over 2.1 million people. Energy, manufacturing, aeronautics and transportation are the largest industries in Houston as its home to NASA, Phillips 66, Conoco, Sysco, Halliburton and numerous other top companies. Sitting close to the Gulf of Mexico, Houston's climate is warm and humid, with a beach within an hour's drive.

G & H Financial Insurance Services Inc

As an independent agent, G & H will serve your interests first. When it comes to pricing, coverage, and claims, we are on your side. Unlike captive agents, we represent you to several financially stable national and regional insurance companies who share our philosophy of customer satisfaction and financial strength. Through our companies we have the ability to offer packaged policies tailored to fit your needs and maximize discounts for personal as well as commercial insurance. G & H Financial services provides home, business, car, motorcycle, commercial auto and rv insurance for Houston, The Woodlands, Katy and the surrounding areas of Texas. If you need insurance, give us a call at 281-395-5497 for a Houston home insurance quote. We look forward to serving you.

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