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Who caused the accident? In some situations, it does not matter as much. When a vehicle accident occurs, one of the first steps you must take as a driver is to contact the police. The police arrive at the location. They inspect both vehicles. And, eventually, they determine who caused the accident. READ MORE >>

By Michael Kelly via The Hartford Many small business owners wonder whether or not they need business liability insurance. The quick answer is: You probably do. A more thoughtful answer is: It depends on what type of business you run and the agreements you set with customers. READ MORE >>

You rely on your home appliances every day. When they fail to work, it can be expensive to repair them. In some situations, home insurance may offer some financial help. However, routine maintenance is often not a coverage on standard homeowners insurance policies. READ MORE >>

Your small business insurance needs a very specific companion: the certificate of insurance. It’s a valuable business insurance tool, and it’ll keep you safe when working with vendors. Whether you’ve landed a new client, are expanding your business or are simply outsourcing a project, this certificate might save you if liability claims arise. READ MORE >>

Buying a home is an exciting time. You finally have a place of your own. You can do whatever you desire. And, you are working to make this place your own. Protecting it is a very important step. Home insurance can do that. It provides financial protection to you should accidents occur. READ MORE >>

Many companies are looking for insurance coverage for their directors and officers. Here are some tips on what to ask your broker before buying. By Steven Gladstone via PropertyCasualty360.com Companies may have difficulty attracting highly qualified directors and officers without D&O liability insurance. READ MORE >>

Young drivers suffer from inexperience. As a skilled, older driver, you may have the ability to react faster. You understand better how a car reacts in wet conditions. You know how much distance to leave between vehicles. Teens do not know this. To minimize the risk of auto insurance claims, work to educate your teen on these and other factors. READ MORE >>

  Quality management for breweries is critical for continued success. This book, written by Mary Pellettieri, decodes how to create and manage a quality system in the context of the brewery environment and affords an understanding of how quality management is integrated into every level of the operation. READ MORE >>

Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might not have to worry about those risks. READ MORE >>

By Anna Mitchell via Craftbeer.com The Daisy Chain Experiment will produce dozens of beers with the same yeast. (Southern Star Brewing Co.)   It was a hurricane no Houstonian will ever forget. When Harvey hit the area in August 2017, the storm left no one untouched. READ MORE >>

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5503 4th St | Katy, TX 77493 | 281.395.5497 | policyinfo@gandhfinancial.com

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