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G & H Financial Insurance Services, Inc. Blog

View the latest blog posts from G & H Financial Insurance Services, Inc..

Do you know how much home insurance coverage you have? Did you simply sign a contract with an insurer without knowing the details? This could cost you later. Many people select insurance based on the price they paid when buying the home. This is a mistake. Nearly all homes require insurance above market value. READ MORE >>

You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around. If an accident occurs, you may face damages you have to pay out of your pocket. READ MORE >>

Like all businesses, dental and orthodontia practices are required by the Occupational Safety and Health Administration (OSHA) to promote safe and healthy working conditions.[1]  While there are currently no specific OSHA standards for the dental industry, there are numerous biological, c... READ MORE >>

Tired of your day job and want to start a business? Just looking for a side hustle that can bring in some extra cash? Luckily not all business ideas require getting venture capital and creating twenty page business plans. Here are five businesses that you can start this month and see your bank balance start to rise: READ MORE >>

Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. READ MORE >>

You have car insurance to provide protection of your vehicle and liability risks you face. Liability covers losses you are responsible for that impact other people. However, there are limits to when this insurance applies. Could auto insurance help cover lawn damage? There are a few things to consider here. READ MORE >>

When a flood spreads throughout your home, you may stand there and feel helpless. As the water rises, it causes damage to numerous surfaces. Many people focus us on the belongings lost in these areas. Yet, the drywall, carpeting, and even the subfloor can also suffer damage. READ MORE >>

A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses? In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. READ MORE >>

Owning a restaurant can be a risky business, especially if potential workplace hazards are not identified and addressed. That’s why it is important for restaurateurs to have an injury risk management plan. READ MORE >>

Storms can create a significant amount of damage to any home. Most often, home insurance helps cover these losses. It can help to cover making repairs or replacements to the areas damaged. Siding may be one area of protection. The siding on your home offers protection to the structure. READ MORE >>

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