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G & H Financial Insurance Services, Inc. Blog

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An investment in business insurance should provide ample protection for the structure. Though your coverage also includes your business’s inventory, furnishings and equipment, consider the value of the structure first. This figure is not easy to determine in some cases. Before you buy coverage, consider a few tips. READ MORE >>

On-the-job injuries can happen at any time in any industry, causing harm to both employees and employers. In fact, private industry employers reported 2.9 million nonfatal workplace injuries and illnesses in 2016, according to the U.S. Bureau of Labor Statistics’ most current data. That equates to 2. READ MORE >>

Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. A few simple things can help to make your home a bit safer while you are not there to monitor it. READ MORE >>

Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. If you do not, you may get a surprise later to learn the policy is just too expensive for you. READ MORE >>

Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. It also increases the likelihood you will need to file a business insurance claim. READ MORE >>

There is no doubt that a true natural disaster can cause significant damage to your car. You may find yourself overwhelmed in the moments after the event. What should you do? What can you do to ensure you get your vehicle repaired? If Mother Nature has you wondering what to do next, consider these helpful tips and resources. READ MORE >>

It’s easy to talk about why you have to have car insurance. It may be a requirement in the state you live in. Yet, it’s a very good investment for yourself and your family, too. There are numerous benefits of having a policy that offers complete protection to you. READ MORE >>

A storm comes through the area causing damage to your car. Your laptop is sitting on the seat of the car and also suffers damage. Will your auto insurance policy cover any of your losses? That depends on the type of insurance you have. And, there are a few important limits you should know about here. READ MORE >>

The term student car insurance is not about a specific type of insurance. Rather, it is about how car insurance works for students who are either new drivers or those who are going away to college. Sometimes, these drivers qualify for lower insurance rates, but they also have higher risks. READ MORE >>

The dryer to your home pulls out exhaust and vents it out of a window or a vent outside of the home. If this did not happen, dangerous gases would remain present in your home, causing a high risk of health complications. That vent, though, is never out of sight and mind. READ MORE >>

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