Tuesday, November 20, 2018Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not legally have to have coverage. READ MORE >>
Thursday, November 15, 2018Why does your home insurance agent need to know if you have an ill loved one? Most often, they do not need this information. However, they do need to know if the home is vacant. A vacant home is a high risk to insurers. If the home’s owner cannot live there for some time, you may see your insurance drop off. READ MORE >>
Wednesday, November 14, 2018 Of the nearly 3 million nonfatal workplace injuries and illnesses reported by private industry employers[1] in 2016, 19,740 occurred in the food manufacturing industry[2]. Population growth puts unrelenting demands on the multi-billion-dollar food manufacturing industry and its workers. READ MORE >>
Tuesday, November 13, 2018Business insurance provides financial protection from losses you cannot control. This includes vandalism to your landscape in many cases. However, there are limitations to how much coverage you have as well as when this type of coverage applies. If you are unsure about any type of incident, contact your agent. READ MORE >>
Thursday, November 8, 2018Home insurance is one of the best tools to help you when accidents happen. But it does not always cover losses related to wear and tear. Your windows need routine care to minimize risks to them over time. And, sometimes, the water damage created by your windows can be significant. READ MORE >>
Wednesday, November 7, 2018 Every year, nearly three million workers experience a workplace injury or illness,[1] taking them away from work for an average of eight days[2]. When employees get sick or hurt on the job, workers’ compensation insurance helps them get the medical care they need and provides a portion of their lost wages while they recover. READ MORE >>
Tuesday, November 6, 2018Some insurance companies require drivers to make a deposit when purchasing auto insurance. Not all do this, though. It is important to discuss the need for a deposit with your insurer before agreeing to the terms. There are a few key things to remember about this policy and what the deposit means.
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Thursday, November 1, 2018Water damage inside a vehicle can be devastating. When it occurs, it can become hard to remove. The seats may develop mold over time. The carpeting or leather may warp. It can also cause significant damage to the engine and electronics. In this situation, your first step is to call your auto insurance company. READ MORE >>
Wednesday, October 31, 2018 Many businesses have products, supplies or even property elements prone to contamination. Whether you’re a retailer or a manufacturer, contamination is a serious expense. Before settling on business insurance, consider whether contamination insurance is right for you. The Hidden Costs of Contamination READ MORE >>
Tuesday, October 30, 2018An unoccupied home is one in which someone is not living at the moment. It is not uncommon for a home to be ready to live in but remain empty for a period of time. However, when this happens, the home insurance agent needs to know. This information becomes critical after 30 to 60 days. READ MORE >>
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